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Terms & Conditions

1. Factual Information Only – Not Financial Advice

All content under the Money Marx brand — including but not limited to our online course, workshops, calculators, videos, newsletters, social media posts, and related materials — is provided strictly for educational purposes and should not be interpreted as financial advice.

Although the presenter, Dr. Pieter de Villiers, is an authorised representative of Freedom Financial Planning (FSP 52661), his financial planning services are conducted entirely separately from the educational content delivered through this course. VetMarx (Pty) Ltd, trading as “Money Marx”, is not a licensed Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services Act (FAIS), and does not provide personalised financial advice.

Nothing in our content constitutes financial, investment, legal, tax, or other professional advice. For personalised guidance, you should consult a qualified and appropriately authorised financial advisor.

By using this site and engaging with our content, you acknowledge and agree that:

  • No financial or intermediary services are being rendered.

  • We do not make recommendations on specific financial products.

  • We provide factual information to help you make your own informed financial decisions.

2. Risk Disclosure & No Guarantees

Investing and financial decision-making involve inherent risks. Past performance does not guarantee future results.

While we may present case studies or examples to illustrate concepts, these are intended purely for educational purposes. You should not expect to achieve the same results, earnings, or outcomes. Financial success is influenced by multiple factors outside of our control, including your financial standing, effort, knowledge, experience, and market conditions.

Money Marx and its representatives assume no responsibility or liability for any loss, damage, or consequence arising from your use of, or reliance on, the educational content provided.

3. Regulatory & Jurisdictional Notice

This content is developed for a South African audience and adheres to the FSCA’s guidelines on financial education.

If you are accessing our material from outside South Africa, it is your responsibility to ensure compliance with your local laws and regulations. We do not guarantee that our content is appropriate or lawful in other jurisdictions.

4. No Client–Advisor Relationship

Purchasing a course, accessing our content, or engaging with Money Marx does not create a client–advisor relationship.

We do not collect detailed financial information or conduct personal financial needs analyses. Our educational material is not a substitute for personalised advice from a licensed financial advisor.

5. Refund Policy

All digital product sales — including courses, templates, and downloadable resources — are final. We do not offer refunds unless specifically stated on the relevant product page. Once access to the product has been granted, no refund will be processed.

Please review the course details carefully before making a purchase.

6. Intellectual Property

All content produced by Money Marx remains the intellectual property of VetMarx (Pty) Ltd. This includes but is not limited to: videos, PDFs, course slides, templates, tools, and written content.

You may not copy, share, resell, distribute, or reproduce any part of our materials without our express written consent. Any infringement will be pursued under South African copyright and intellectual property laws.

7. Privacy Policy

We respect your privacy and comply with the Protection of Personal Information Act (POPIA).

We collect:

  • Your name, email address, and contact details when signing up for courses, newsletters, or waitlists.

  • Usage data via cookies and analytics tools.

We use your data to:

  • Deliver course content, updates, and marketing communications.

  • Improve your user experience.

Your rights:

  • You may unsubscribe from marketing emails at any time.

  • You may request correction or deletion of your data by contacting us.

We do not sell your personal information to third parties. We use trusted platforms such as Kajabi, ConvertKit, Payfast, and CheckoutJoy to deliver services securely.

8. Access to Material

When you purchase the Money Marx DIY Investing Course for South Africans, you will receive access for a period of 365 days from the date of purchase, unless otherwise stated.

We strive to provide continuous access to our platform, but cannot be held responsible for interruptions due to technical issues, maintenance, or circumstances beyond our control. Access to future updates is not guaranteed unless explicitly mentioned on the product page.

9. Results & Earnings Transparency Notice

The testimonials or reviews featured in this course reflect individual experiences and are not indicative of typical or guaranteed results.

Financial progress depends on many personal and external factors, including your effort, financial discipline, knowledge, risk tolerance, and prevailing market conditions. Money Marx makes no claims or guarantees regarding income potential or financial outcomes.

10. Acceptance of These Terms

By enrolling in our courses, accessing our free or paid content, or purchasing any Money Marx product, you confirm that you have read, understood, and agreed to these Terms & Conditions.

If you do not accept these terms, please refrain from using our services.

Contact Us

VetMarx (Pty) Ltd
Trading as Money Marx
📧 Email: [email protected]
đź“Ť Cape Town, South Africa